XRP’s Persistent Struggle Below $3 Sparks Shift to High-Potential Altcoins Like Mutuum Finance
As XRP continues to face resistance at the $3 mark, investors are increasingly turning their attention to emerging altcoins that promise higher growth potential. One such contender is Mutuum Finance, which is currently in its Phase 6 presale at $0.035 and is already 85% sold out. This shift highlights the growing frustration among XRP holders and the search for more lucrative opportunities in the crypto market.
XRP's Struggle Below $3 Drives Investors to Emerging Altcoins
Ripple's XRP continues to face resistance at the $3 level, frustrating investors anticipating a return to previous highs. The token's consolidation below this critical threshold has prompted traders to seek alternatives with clearer growth trajectories and higher profit potential.
Mutuum Finance emerges as a standout contender, priced at $0.035 during its Phase 6 presale—already 85% sold out. Its dual-lending protocol combining Peer-to-Peer and Peer-to-Contract agreements offers unique DeFi functionality, positioning it as a prime candidate for substantial gains in 2025's market cycle.
XRP shows technical vulnerability as it struggles to hold key support at $2.19. A breach could see prices slide toward $1.90, despite ongoing hype surrounding Ripple Swell. Whale activity appears poised to determine the token's next significant move.
Franklin Templeton Accelerates XRP ETF Launch Plans Amid Industry Momentum
Franklin Templeton has filed an updated S-1 registration for its spot XRP ETF, marking the third issuer this week to modify critical effectiveness language. The amended filing—flagged by Bloomberg's James Seyffart—suggests a potential launch this month, reflecting heightened competition among asset managers to bring the first XRP ETF to market.
The MOVE follows Bitwise's fourth S-1 amendment on October 31, which included operational details like listing venues and fees. Meanwhile, Canary Funds triggered a 20-day countdown by removing standard delaying amendments, potentially enabling a November 13 launch pending Nasdaq approval. These technical adjustments signal advanced-stage preparations across multiple applicants.
Ripple Secures $500M Strategic Investment at $40B Valuation Led by Fortress, Citadel Securities
Ripple has closed a $500 million strategic funding round at a $40 billion valuation, with Fortress Investment Group and Citadel Securities leading the investment. The round saw participation from prominent crypto-focused firms including Pantera Capital, Galaxy Digital, Brevan Howard, and Marshall Wace.
The deal reinforces Ripple's position as a dominant player in blockchain-based payments, with the company reporting $95 billion in total payment volume and a $1 billion market cap for its RLUSD stablecoin. This marks Ripple's strongest year to date, building on a $1 billion tender offer completed earlier in 2025 at the same valuation.
Institutional confidence continues to grow, with Ripple having repurchased over 25% of its outstanding shares in recent years. The involvement of traditional finance heavyweights signals Ripple's strategic push to deepen institutional partnerships as it expands its global footprint.
Ripple Partners with Mastercard to Enable RLUSD Credit Card Settlements on XRP Ledger
Ripple Labs has forged a strategic partnership with Mastercard to integrate its RLUSD stablecoin into credit card settlement processes via the XRP Ledger. The collaboration, announced Wednesday, aims to streamline fiat-based payments for Gemini Credit Card users through blockchain infrastructure.
Mastercard's Sherri Haymond emphasized the initiative's compliance-first approach, stating the company will leverage its global payments network to bring regulated stablecoin transactions into mainstream finance. The move aligns with growing institutional interest in bridging traditional and digital asset ecosystems.
Regulatory approvals remain the final hurdle before technical integration begins. RLUSD has demonstrated notable adoption since its 2024 launch, with this partnership marking its most significant enterprise use case to date.
XRP Validator Addresses Market-Wide Downturn Amid Price Decline
XRP's recent price drop mirrors broader cryptocurrency market struggles, according to Vet, a validator on the XRP Ledger. "Everything is red, not just XRP," Vet noted, emphasizing the sector-wide nature of the downturn. The validator urged community members to focus on understanding market dynamics rather than fixating on short-term price movements.
Grape, another XRP validator, echoed this sentiment, acknowledging the token's decline while maintaining a long-term bullish outlook. Both validators framed the volatility as part of a typical market cycle rather than an XRP-specific phenomenon.
Ripple Secures $500 Million Funding, Valuation Hits $40 Billion
Blockchain payments leader Ripple has closed a $500 million investment round, propelling its valuation to $40 billion. The funding consortium includes heavyweight institutional players such as Fortress Investment Group, Citadel Securities affiliates, and Galaxy Digital.
CEO Brad Garlinghouse framed the capital infusion as validation of Ripple's expansion beyond its payments roots. The company now offers custody solutions, stablecoins, and prime brokerage services—with its RLUSD stablecoin recently crossing $1 billion in market capitalization.
Six strategic acquisitions in two years have accelerated Ripple's growth. The firm recently launched US-facing OTC spot trading services, deepening institutional access to XRP and other digital assets.
